Meet the
Interledger Summit
Speakers
We looked for curious minds to join us in New Orleans and share their knowledge and experiments around the payments and financial inclusion ecosystems with the broader Interledger community.


Briana Marbury
President & CEO
Interledger Foundation

Briana Marbury
President & CEO
Interledger Foundation
Briana is passionate about promoting open payments and financial interoperability solutions for the world's population that need it most. As President & CEO of the Interledger Foundation, her goal is to expand the public’s awareness of the Interledger Protocol's immense potential to improve lives.
State of Interledger
We'll take a look back at the origins of the Interledger Protocol, where the ecosystem is today, and the illuminous future we're looking forward to.

Stefan Thomas
CEO
Coil

Stefan Thomas
CEO
Coil
Open-source developer and distributed systems advocate. Currently working to create a better business model for the Web.
Introducing Dassie: An Interledger Peer-to-peer Network
For the past several years, Interledger has been used very effectively among a small group of early adopters. However, it wasn't possible for many developers to gain access to the network due to the difficulty of peering with an existing participant. In this talk, Stefan announces Dassie, a new open-source project which combines Interledger and peer-to-peer technology to dramatically lower the barrier to entry for developers looking to experiment with or build on ILP.

Arunjay Katakam
Digital Finance Advisor
UNCDF

Arunjay Katakam
Digital Finance Advisor
UNCDF
Arunjay Katakam is a former EY consultant who has co-founded three startups, one of which eventually sold to Twitter. He works with the likes of the United Nations Capital Development Fund, the GSMA and the Bill & Melinda Gates Foundation to increase financial inclusion through mobile money payments and digital public infrastructure. Arunjay mentored over 20 inclusive fintech startups with DFS Lab and was a venture builder with Catalyst Fund. He diligently advocates for a zero-fee customer payment model in his book, The Power of Micro Money Transfers.
An Open Regulated Global Payment Inter-Network
The infrastructure to achieve total interoperability already exists to a great extent but needs to be better harnessed. By creating an open regulated global payments inter-network, leveraging and cultivating existing infrastructure, any regulated service provider will be able to send money to anyone, anywhere in the inter-network, speeding up total interoperability, reducing the cost of transactions, and providing migrants with an easy and efficient way to digitally transfer money to their home countries.

Erin Brown
Performance Lead
USAID

Erin Brown
Performance Lead
USAID
Erin Brown is the Team Leader for the Management Performance Strengthening Team in the Management Bureau’s Office of Management Policy, Budget and Operational Performance. Before that she launched USAID’s new Diversity, Equity, Inclusion, and Accessibility (DEIA) agenda as the Agency’s Acting Chief DEIA Officer in the Office of the Administrator, including development of its 2021 DEIA Strategic Plan and an Equity Action Plan that highlights the Agency’s key actions to address equity across its programs and partnerships. A strategy and organizational transformation subject matter expert with 23 years of experience in the public and private sectors, Ms. Brown joined the United States Agency for International Development in 2012 as a Franklin Fellow after 13 years in the private sector where she led medium and large-scale strategic planning, business process improvement, and organizational change management initiatives for defense and civilian government agencies. Prior to joining USAID, Ms. Brown was a Senior Principal at the Hay Group, a global management consulting firm, where she led the Building Effective Organizations Practice in the Federal Sector.
The 5Ps of Diversity, Equity, and Inclusion (DEI)
Diversity, Equity, and Inclusion (DEI) is a hot topic across multiple industries and sectors, especially since the untimely death of George Floyd in 2020. While strategies, tools, and techniques to drive development of inclusive financial systems is the focus of the Interledger Summit, is that goal possible without a strong focus on diversity, equity, and inclusion by actors in the financial inclusion space across all aspects of their operations? In this talk, you will hear from Erin Brown, former Acting Chief Diversity Officer at the United States Agency for International Development (USAID) as she discusses the 5 Ps of Diversity, Equity, and Inclusion, and how she used a focus on the 5 Ps of DEI to build USAID's Diversity, Equity, Inclusion, and Accessibility (DEIA) program. Through these 5Ps, you will gain awareness as to how our ability to achieve equity and financial inclusion may not be possible until that same focus and intention is used to increase diversity, equity, and inclusion within our own organizations (i.e., it starts at home). Erin will also cover a few foundational strategies to level up on our DEI efforts so that it both benefits our organizations internally and improved our ability to promote greater financial equity and inclusion outcomes.

Paula Hunter
Executive Director
Mojaloop Foundation

Paula Hunter
Executive Director
Mojaloop Foundation
Paula Hunter is the Executive Director of the Mojaloop Foundation – a charitable nonprofit organization focused on extending the financial inclusion efforts of the Mojaloop open source software project. She leads the organization’s strategic planning and direction; grant, membership and strategic partnership development; and evangelism for the organization and its mission. Ms. Hunter is an open source and technology leader with nearly two decades of executive director-level experience managing industry advocacy groups, open source organizations, and standards associations.
Making Digital Payments Affordable and Simple for Everyone, Everywhere
While mobile money services exist in nearly 100 countries, 1.4 billion people still lack access to digital financial services, despite most owning a mobile phone, according to the World Bank's Global Findex. By providing a model for how to simplify and reduce the cost of designing interoperability between individual payment services, countries working with the banks, and mobile money and digital payment providers can develop connected instant payment systems that meet the digital financial services needs of emerging markets - especially the financially excluded. Built upon the Interledger Protocol, Mojaloop is an open source platform for helping hub operators with instant payments clearing. Mojaloop's API protocol does more than just move money: the software helps network participants to interact robustly with each other, helping to bring some financial inclusion principles to life. Mojaloop is reliant on its community of supporters, contributors, evangelists, developers, and others to make its work possible and help achieve the Foundation’s mission of providing universal financial inclusion to all. This session will go into detail about Mojaloop’s work with Interledger’s Rafiki API work and the need to upgrade to Interledger v4.

Michael Richards
Financial Services Principal
ModusBox

Michael Richards
Financial Services Principal
ModusBox
Michael Richards is the rapporteur of the Mojaloop Change Control Board, chair of the Mojaloop Design Authority and Mojaloop’s representative on the ISO 20022 standards group. He is deeply involved in the definition of extensions to Mojaloop functionality. These currently focus on improvements to the settlement process, on support for currency conversion and on opening Mojaloop schemes to cross-border payments.
Making Digital Payments Affordable and Simple for Everyone, Everywhere
While mobile money services exist in nearly 100 countries, 1.4 billion people still lack access to digital financial services, despite most owning a mobile phone, according to the World Bank's Global Findex. By providing a model for how to simplify and reduce the cost of designing interoperability between individual payment services, countries working with the banks, and mobile money and digital payment providers can develop connected instant payment systems that meet the digital financial services needs of emerging markets - especially the financially excluded. Built upon the Interledger Protocol, Mojaloop is an open source platform for helping hub operators with instant payments clearing. Mojaloop's API protocol does more than just move money: the software helps network participants to interact robustly with each other, helping to bring some financial inclusion principles to life. Mojaloop is reliant on its community of supporters, contributors, evangelists, developers, and others to make its work possible and help achieve the Foundation’s mission of providing universal financial inclusion to all. This session will go into detail about Mojaloop’s work with Interledger’s Rafiki API work and the need to upgrade to Interledger v4.

Adrian Hope-Bailie
CEO
Fynbos

Adrian Hope-Bailie
CEO
Fynbos
Adrian is a co-inventor of the Interledger Protocol stack and the Open Payments standards and payment pointers. He is a co-founder of Fynbos where he is building the first account that will issue payment pointers and support Open Payments.
Payment pointers - the universal payment instrument
An overview of payment pointers and open payments and how these will create an open and inclusive application layer on the Internet of Value

Amanda Figueroa
Community Director
Curationist

Amanda Figueroa
Community Director
Curationist
Amanda Figueora is Curationist’s Community Director. She is based in Boston and was raised at the US-Mexico border. Amanda’s finishing her PhD in American Studies at Harvard and has fifteen years of experience in public programs, content management, and web design. At Curationist, Amanda leads in building awareness, engagement, and encouraging connections between large arts-based institutions and underserved and grassroots cultural heritage communities. The goal is to bring together these different types of stakeholders to inform the future of Curationist.
Open Knowledge and Web Monetization GAP Analysis
The Open Knowledge community is built by people all over the world, contributing their time, knowledge, and expertise to platforms like Curationist and Wikipedia. Although these platforms are and should be free to access, paying Open Knowledge contributors for their work would help develop the overall Open movement by further incentivizing and supporting the people who make it run. In this working session, participants will collaborate on a GAP analysis of the Open Knowledge movement to determine if current web monetization practices and strategies could help meet the need to support contributors, and what steps could be taken. The session will result in the creation of a one-page document detailing the points raised in the analysis that can be shared widely within both the web monetization and Open Knowledge communities.

Karl Carter
CEO
Snake Nation

Karl Carter
CEO
Snake Nation
Karl Carter is Founder and CEO of Snake Nation. Karl is a passionate entrepreneur, with 20 + years expertise in social change, entertainment, innovation, creative, marketing/media platforms and strategic growth. He leads a team of dedicated creators, technologists, producers, strategists, influencers and project managers in 7 countries that are galvanized by Snake Nation’s mission to impact the lives of millions of diverse creators and coders globally.
Web Monetization & Creative Culture
Exploring the intersection of emerging web monetization technologies and how these technologies impact creator's lives and their creative freedom. How do these new technologies unlock new business models that enable more creative and economic freedom. Will these technologies live up to the hype? From the Crypto winter, to the Interledger Protocol, the terrain is constantly changing. Hear from some of the leading minds in creativity, innovation and the next wave of digital monetization. With the intersection of culture, creativity and community. New business models are being unleashed thanks to the creation of NFT's, DAO's and community driven technologies. What does the future hold for creators? Meet some of the faces leading this charge here in Africa and the diaspora and hear their perspectives.

Sabine Schaller
Research & Development Lead
Coil

Sabine Schaller
Research & Development Lead
Coil
Sabine has always been interested in Data Ownership and the Internet of Value. She works on the specification and implementation of open standards like the Interledger Protocol, Open Payments, and Web Monetization to allow for a Web where content can be paid for with hard currency instead of data. Prior to joining Coil, Sabine co-founded Registree, a privacy-preserving recruitment platform. She holds a degree in Statistics and Mathematical Finance.
Meet your new friend - Rafiki
Rafiki is a software package that bundles Interledger infrastructure with the powerful accounting database Tigerbeetle and the Open Payments APIs to send money programmatically. And that is just what first meets the eye. Rafiki has a bunch of hidden qualities, which this session will formally introduce and show off during a live demo.

Todd Weaver
Founder
Purism

Todd Weaver
Founder
Purism
Todd Weaver is a visionary entrepreneur having already challenged Big Media and Big Tech and is happy to be involved challenging Big Finance.
An Interlude of Interfacing with Interledger
A journey of implementing Interledger as the default payment protocol.

Andrés Arauz
CEO
The People's Clearinghouse

Andrés Arauz
CEO
The People's Clearinghouse
Former central banker and policymaker, PhD in crossborder payment systems.
Central Bank RTGS and ILP implementation: Mexico's SPEI and the People's Clearinghouse
SPEI is the RTGS platform of the Central Bank of Mexico, currently serving most financial entities in the country, either directly or through intermediary entities. In this group, we will introduce and discuss the structure of a SPEI-oriented Clearinghouse, based on our development of the People's Clearinghouse, which is meant to serve as an intermediary access point to SPEI for indirect participants. Our goal in this discussion is to collectively identify possible points of intersection with ILP functions. Could such a Clearinghouse serve as both a SPEI node and an ILP node, promoting the interoperability of both structures and thus extending the reach of the ILP network (perhaps in a similar way as Rafiki could eventually interconnect the ILP network with a Mojaloop scheme)? How could an ILP-based remittance order flow platform interact with such a Clearinghouse? We invite all people to learn about this financial inclusion project from a technical perspective and discuss how the ILP could enrich it.

Juan Francisco Manzano Garcia
Tech Partner
The People's Clearinghouse

Juan Francisco Manzano Garcia
Tech Partner
The People's Clearinghouse
Software developer for the last 26 years, specialized in BAAS, core banking, digital wallets, and payment systems. With a strong interest in microfinance and socially conscious tech projects.
Central Bank RTGS and ILP implementation: Mexico's SPEI and the People's Clearinghouse
SPEI is the RTGS platform of the Central Bank of Mexico, currently serving most financial entities in the country, either directly or through intermediary entities. In this group, we will introduce and discuss the structure of a SPEI-oriented Clearinghouse, based on our development of the People's Clearinghouse, which is meant to serve as an intermediary access point to SPEI for indirect participants. Our goal in this discussion is to collectively identify possible points of intersection with ILP functions. Could such a Clearinghouse serve as both a SPEI node and an ILP node, promoting the interoperability of both structures and thus extending the reach of the ILP network (perhaps in a similar way as Rafiki could eventually interconnect the ILP network with a Mojaloop scheme)? How could an ILP-based remittance order flow platform interact with such a Clearinghouse? We invite all people to learn about this financial inclusion project from a technical perspective and discuss how the ILP could enrich it.

Roberto Valdovinos
CFO
The People's Clearinghouse

Roberto Valdovinos
CFO
The People's Clearinghouse
B.A. and M.A. in Logic and Philosophy (Pantheon-Sorbonne University), M.Phil. in Comparative Studies (Columbia University). Directed the Institute of Mexicans Abroad in the Mexican Government. Works with migrants and marginalized communities in social justice and financial inclusion projects.
Central Bank RTGS and ILP implementation: Mexico's SPEI and the People's Clearinghouse
SPEI is the RTGS platform of the Central Bank of Mexico, currently serving most financial entities in the country, either directly or through intermediary entities. In this group, we will introduce and discuss the structure of a SPEI-oriented Clearinghouse, based on our development of the People's Clearinghouse, which is meant to serve as an intermediary access point to SPEI for indirect participants. Our goal in this discussion is to collectively identify possible points of intersection with ILP functions. Could such a Clearinghouse serve as both a SPEI node and an ILP node, promoting the interoperability of both structures and thus extending the reach of the ILP network (perhaps in a similar way as Rafiki could eventually interconnect the ILP network with a Mojaloop scheme)? How could an ILP-based remittance order flow platform interact with such a Clearinghouse? We invite all people to learn about this financial inclusion project from a technical perspective and discuss how the ILP could enrich it.

Sharon Wang
Technical Steering Committee
Interledger Foundation

Sharon Wang
Technical Steering Committee
Interledger Foundation
Hey! I'm a big fan of open source and building community, and try to regularly find opportunities to get involved. When I'm not getting lost in my browser tabs, I enjoy spending time outdoors, bouldering and doing aerial silks.
Broadening Financial Inclusion… What does that mean?
What does Financial Inclusion mean? What does addressing economic disadvantage look like for people with different focus areas, communities, and geographical locations? This panel will discuss considerations, barriers and progress around expanding Financial Inclusion, bringing together perspectives from various backgrounds.

Uchi Uchibeke
Founder & CEO
Chimoney

Uchi Uchibeke
Founder & CEO
Chimoney
Uchi is a Developer who loves building things especially at Hackathons. Currently, he is the Director of Developer Relations at Coil where he is leading Coil's strategy for developer engagement globally and building a community around Web Monetization, Interledger, and Coil's products globally. Uchi is the Founder and CEO of Chimoney, a platform that aims to unlock the potential of money for everyone in the world. Chimoney enables the exchange of value between multiple value types like crypto to mobile money, airtime to gift cards, banks to mobile money and so much money and powers payout for Google, Microsoft and others.
Chimoney: Financial Inclusion, Accessibility, and Monetization
Chimoney is working towards a more equitable and creative global society through an open payments network that connects and benefits each human, regardless of identity, geography, or income. Payment systems are fragmented and with new ledgers and protocols, interoperability and utility are non-existent. In this session, Uchi Uchibeke, will talk about interoperability between offline and decentralized payment systems and how Chimoney is unleashing utility and increasing financial inclusion by enabling people with crypto to spend it on Mobile money like Mpesa, Airtime, and more global options that enhance financial inclusion. She will highlight how developers use Chimoney's API to win their payout gateway and unlock the full potential of the payment chain. Uchi will guide the summit participants to interact with the Chimoney platform by sending out Chimoney for participants to redeem and have the Chi experience. And share opportunities for integrating with Interledger wallets so that anyone with funds in their interledger-enabled wallet can spend them on real-world products and services.

Chris Lawrence
Head of Programs
Interledger Foundation

Chris Lawrence
Head of Programs
Interledger Foundation
Chris is an experienced nonprofit professional who has spent the last 15 years as a dedicated educator, network builder, and advocate for non-profit organizations. Chris is currently the Head of Programs at the Interledger Foundation. He oversees all aspects of the programatic activity of the foundation.
Community Building for Innovation and Sustainability
If you build it, go forth and seek your community, and engage that community, then they will come. Community building is not a field of dreams, at least not in the way of the movie. It takes work and a welcoming, open approach to encourage innovation and invite your community to adopt the space as their own, experimenting with what is possible beyond what you’ve thought of. There is an art to it that takes more than just advertising dollars. Join us as we explore the fine art of community building, pitfalls to avoid, and approaches to consider.

Andrew Mangle
Assistant Professor
Bowie State University

Andrew Mangle
Assistant Professor
Bowie State University
Dr. Mangle is an Assistant Professor in Management Information Systems at Maryland's oldest HBCU Bowie State University.
Including GenZ in Digital Affairs: Bowie State University Share-Out
Banking the unbanked population through digitized financial inclusion may bring positive change in the lives of underprivileged populations and economies globally. What better way to prepare for such change than engaging future change makers, thought leaders and activists to be informed and equipped with the knowledge to enable a more equitable digital financial ecosystem? Bowie State University has received 25K in grant funding from the Interledger Foundation to execute an undergraduate course with students exploring open payments technologies, digital financial systems and issues in eCommerce. BSU will also create content for the community and other institutions to help increase equitable and inclusive participation. The eCommerce course will be offered through the Management Information Systems Department in the College of Business to students enrolled in Information Systems, Marketing, Entrepreneurship, Management, and Accounting Computer Science, Security, and Technology. Each student will be able to interact with mentors, practitioners, and open web payment advocates. The course model is a funnel from broad foundation concepts to the role of web payments to foster more efficient and equitable commerce.

Julaire Hall
Programs Outreach Manager
Interledger Foundation

Julaire Hall
Programs Outreach Manager
Interledger Foundation
Julaire is a highly accomplished project and program management professional with 10+ years of extensive experience in planning, executing, and overseeing the successful delivery of programs in government and the global services sector. She’s previously worked for Jamaica’s investment and promotions agency and the private sector-led industry outsourcing association. As Programs Outreach Manager for the Interledger Foundation, Julaire will help build the programmatic aspects of the Foundation. Julaire enjoys traveling and spending time with her daughter. She’s a children’s book author and blogger.
Including GenZ in Digital Affairs: Bowie State University Share-Out
Banking the unbanked population through digitized financial inclusion may bring positive change in the lives of underprivileged populations and economies globally. What better way to prepare for such change than engaging future change makers, thought leaders and activists to be informed and equipped with the knowledge to enable a more equitable digital financial ecosystem? Bowie State University has received 25K in grant funding from the Interledger Foundation to execute an undergraduate course with students exploring open payments technologies, digital financial systems and issues in eCommerce. BSU will also create content for the community and other institutions to help increase equitable and inclusive participation. The eCommerce course will be offered through the Management Information Systems Department in the College of Business to students enrolled in Information Systems, Marketing, Entrepreneurship, Management, and Accounting Computer Science, Security, and Technology. Each student will be able to interact with mentors, practitioners, and open web payment advocates. The course model is a funnel from broad foundation concepts to the role of web payments to foster more efficient and equitable commerce.

Xiaoji Song
Artist and Interdisciplinary Researcher
Independent

Xiaoji Song
Artist and Interdisciplinary Researcher
Independent
Xiaoji Song (she/they) is an artist, (interdisciplinary) researcher, and creative practitioner based in Berlin. Growing up in China and trained in Europe, I work on socially relevant and community-specific experiences, often with the local networks, NGOs, and local cultural and political institutions, mediated by texts, images, games, and performances. My projects have appeared in local or international media or cultural platforms in China (PRC), the UK, Germany, the Netherlands, and Bulgaria, to name a few: Worldwide FM, Sofia Art Week, Design Indaba, Goethe Institute Bulgaria, etc.) Working in the liminal spaces of political theory, practice, and art, Xiaoji Song’s research interests include techno-politics, networked social movement, border practices, and the performative aspect of political memory. I am now in a residency at Trust Berlin with two other artists/researchers working on modding practice in the gaming community as well as involved in a collective project on a fictional system of speculative emotional future supported by Light Art Space and Callie’s in Berlin. I am in the study group for the AI Anarchies Project at the German Academy of Art (ADK) and am also an alumna of the Open Set Lab research residency and the University of the Underground research program. Currently, I am finishing my master’s in global communication focusing on political communication of border technology at the University of Erfurt while working as a research assistant for the Humboldt University of Berlin.
Can web monetization protocols bring about a fairer digital future?
Our current, advertiser-supported Internet is broken. The business models underpinning data brokers, tracking, and programmatic advertising are predatory, and the tiny percentage of revenue that flows back to content creators often makes their work unsustainable. New technologies, like open payment networks that support micropayments and drip-style donations, are fostering more equitable alternatives for funding the work of individual creators and collectives. More democratic governance mechanisms and processes are able, or have the potential, to scale and support new forms of collective decision-making and digital participation. But how can early adopters ensure that these technologies are used for the public good, rather than supporting hyper-capitalist systems that have made the current digital landscape so inequitable? And what best practices can be learned from existing open source projects that operate in the public interest? This session includes panelists from industry, civil society, and academia who will discuss the challenges and opportunities that exist in an alternatively-funded online world. Moderator: Ayden Férdeline (Australia/Germany) Panelists: Xiaoji Song, interdisciplinary researcher and artist (China/Germany) Dr Stephanie Perrin, past winner of the Electronic Frontier Foundation ‘Pioneer Award’ (Canada) Raashi Saxena, social innovation practitioner (India) Ellen Magallanes, counsel, Wikimedia Foundation (USA)

Ellen Magallanes
Senior Counsel
Wikimedia Foundation

Ellen Magallanes
Senior Counsel
Wikimedia Foundation
Ellen Magallanes a dual-qualified US-Australian attorney, Secretary at the Internet Law and Policy Foundry, and Senior Counsel at the Wikimedia Foundation. Privacy law, like all the best rabbit holes, was something she fell into and never looked back. Now she furthers her interest in privacy with tech law advocacy in both of her homes: Australia and the US. She is currently based in the San Francisco Bay Area.
Can web monetization protocols bring about a fairer digital future?
Our current, advertiser-supported Internet is broken. The business models underpinning data brokers, tracking, and programmatic advertising are predatory, and the tiny percentage of revenue that flows back to content creators often makes their work unsustainable. New technologies, like open payment networks that support micropayments and drip-style donations, are fostering more equitable alternatives for funding the work of individual creators and collectives. More democratic governance mechanisms and processes are able, or have the potential, to scale and support new forms of collective decision-making and digital participation. But how can early adopters ensure that these technologies are used for the public good, rather than supporting hyper-capitalist systems that have made the current digital landscape so inequitable? And what best practices can be learned from existing open source projects that operate in the public interest? This session includes panelists from industry, civil society, and academia who will discuss the challenges and opportunities that exist in an alternatively-funded online world. Moderator: Ayden Férdeline (Australia/Germany) Panelists: Xiaoji Song, interdisciplinary researcher and artist (China/Germany) Dr Stephanie Perrin, past winner of the Electronic Frontier Foundation ‘Pioneer Award’ (Canada) Raashi Saxena, social innovation practitioner (India) Ellen Magallanes, counsel, Wikimedia Foundation (USA)

Ayden Férdeline
Fellow
Internet Law and Policy Foundry

Ayden Férdeline
Fellow
Internet Law and Policy Foundry
Ayden Férdeline is a public interest technologist who has worked directly with activists, academics, civil society organizations, lawmakers and industry to support responsible technological innovation with a focus on social impact. He is inspired by the potential of the decentralized web and is passionate about cultivating an empowered community of civic minded stakeholders who share a meaningful and actionable commodority to make Web3 work for more people than Web 2.0 did. He previously represented European civil society organizations on ICANN’s GNSO Council, the body which makes binding policy for generic top-level domain names like .COM and .ORG, and was a technology policy fellow with the Mozilla Foundation. He now hosts the Internet governance history podcast POWER PLAYS – generously supported by Grant for the Web – and independently researches how Internet governance processes can be made more inclusive, for organizations like the National Democratic Institute and the National Endowment for Democracy. Based in Berlin, he is an alumnus of the London School of Economics.
Can web monetization protocols bring about a fairer digital future?
Our current, advertiser-supported Internet is broken. The business models underpinning data brokers, tracking, and programmatic advertising are predatory, and the tiny percentage of revenue that flows back to content creators often makes their work unsustainable. New technologies, like open payment networks that support micropayments and drip-style donations, are fostering more equitable alternatives for funding the work of individual creators and collectives. More democratic governance mechanisms and processes are able, or have the potential, to scale and support new forms of collective decision-making and digital participation. But how can early adopters ensure that these technologies are used for the public good, rather than supporting hyper-capitalist systems that have made the current digital landscape so inequitable? And what best practices can be learned from existing open source projects that operate in the public interest? This session includes panelists from industry, civil society, and academia who will discuss the challenges and opportunities that exist in an alternatively-funded online world. Moderator: Ayden Férdeline (Australia/Germany) Panelists: Xiaoji Song, interdisciplinary researcher and artist (China/Germany) Dr Stephanie Perrin, past winner of the Electronic Frontier Foundation ‘Pioneer Award’ (Canada) Raashi Saxena, social innovation practitioner (India) Ellen Magallanes, counsel, Wikimedia Foundation (USA)

Christina Kinney
Co-Founder
SumAssembly

Christina Kinney
Co-Founder
SumAssembly
Spent 10+ years in the payments & fintech industry across the globe; served as COO of cross-border payments platform Reach; Founded the Global Retail Insights Network; Stanford University graduate.
Get Paid. For Real. Right Now.
We're connecting ILP to your bank account, and more. This talk will expose the details of our project, and how we're connecting to ILP. We will talk about how ILP enables instant payments anywhere, which is almost unknown in the payments industry.

David Benoit
Founder
SumAssembly

David Benoit
Founder
SumAssembly
20+ year technology leader and mentor with 11+ years in payments, FX, and market data. Invited expert to the W3C Web Payments Working Group. Extensive experience building reliable, scalable services for mission critical applications.
Get Paid. For Real. Right Now.
We're connecting ILP to your bank account, and more. This talk will expose the details of our project, and how we're connecting to ILP. We will talk about how ILP enables instant payments anywhere, which is almost unknown in the payments industry.

Erica Hargreave
Interledger Community Ambassador
Interledger

Erica Hargreave
Interledger Community Ambassador
Interledger
Dreaming of an internet full of whimsy, stories of social good & honest journalism, crafted by diverse voices, thanks to the possibilities that Interledger presents for financial inclusion & equity. I craft stories and engage communities through different mediums. To what goal, you ask? Simply put, to create laughter and smiles, spark the imagination, provoke thought, improve cultural understanding, and to educate.
Life After the Grant : Let’s talk sustainability!
Grant funding is great. It can kickstart projects and innovation, creating a lifeline for startups, but it can't sustain a project forever. Join us in exploring the post-grant challenges and possible solutions and pathways to sustainability. In the process, we will look to examples from projects in the Interledger and Creative Equity Communities that are at different stages of crafting their sustainable pathways.

Lawil Karama
Interledger Community Ambassador
Interledger

Lawil Karama
Interledger Community Ambassador
Interledger
Born in 1986 to an Ugandan father and a Dutch mother in West Berlin, Germany. Lawil is a multidisciplinary artist currently lives and works in Rotterdam. She originally trained in special make-up effects, But has found her artistic medium in modeling, sculpting, and experimenting with various materials to create installations as a whole. Her artwork touches on a range of topics, but she is mostly focused on highlighting the beauty of marginalized communities, often through the challenges faced by people who live in the diaspora - reflected in the themes that inspire her work; this convergence mirrors her experiences in real life.
Community Building for Innovation and Sustainability
If you build it, go forth and seek your community, and engage that community, then they will come. Community building is not a field of dreams, at least not in the way of the movie. It takes work and a welcoming, open approach to encourage innovation and invite your community to adopt the space as their own, experimenting with what is possible beyond what you’ve thought of. There is an art to it that takes more than just advertising dollars. Join us as we explore the fine art of community building, pitfalls to avoid, and approaches to consider.

Néstor Campos
Founder
PeerPay

Néstor Campos
Founder
PeerPay
Néstor has more than 12 years of experience, from software development to efficient artificial intelligence models. Now working in Web3 and financial inclusion in Techgethr (https://techgethr.com/) and PeerPay (https://peerpayapp.com/).
The value of Interledger Protocol in Latin America now and in the future
This session is to share how Latin America has evolved in terms of financial access, but how this has not yet reduced the gap with people with less financial access, and at what point the Interledger Protocol can be the support to provide greater and equitable opportunities for all in the region.

Matt Mankins
Founder
Lorem Labs

Matt Mankins
Founder
Lorem Labs
Matt Mankins is a recent Mozilla Fellow, researcher, inventor, and entrepreneur with degrees from the MIT Media Laboratory and the University of Miami. Mankins is currently studying the economics of creativity which builds on his work in industry. Previously Mankins served as the CTO of Fast Company and Director of Monetization for Condé Nast. He is co-founder of numerous companies, including Vert, SMTP.com, In-a-Moon and has recently started Lorem Labs to commercialize a new web reward system called Kudos. Mankins formerly owned the Lorem Ipsum Bookstore in Cambridge, Massachusetts, which has won several awards, including the Boston Phoenix's 2005 award for Best Bookstore Trying to Save the World.
Monetization Patterns: Jump-start your paywall with the Monet Pattern Library
Building user experiences for premium content involves design patterns that may be unfamiliar to web developers. This session introduces one pattern library, Monet, to help developers build paywalls and premium experiences that open for Web Monetization users.

Joran Greef
Founder & CEO
TigerBeetle

Joran Greef
Founder & CEO
TigerBeetle
Joran bumped into Coil (and the idea of Interledger) in 2020 on a soccer field in Cape Town. This led to analysis of the Mojaloop payments switch, and the idea for “an accounting database” called TigerBeetle to move the performance needle by three orders of magnitude, as part of providing infrastructure for Interledger and Rafiki. TigerBeetle, Inc. was spun out of Coil as a startup in August 2022.
TigerBeetle, a Financial Accounting Database for Interledger
How Interledger gave rise to TigerBeetle, the open source distributed database for mission critical safety and performance.

Benjamin Bellamy
CEO
Ad Aures

Benjamin Bellamy
CEO
Ad Aures
Benjamin Bellamy is an engineer and entrepreneur. For the past twenty years he has led technical and entrepreneurial projects in various industries such as publishing, book distribution, online media, television and e-commerce. He is a furious open-source advocate, a podcast lover, and an active contributor to the PodcastIndex community. Benjamin is the founder and CEO of Ad Aures, a company dedicated to creating fair and sustainable ecosystems for the podcasting industry. In 2020, Ad Aures released Castopod, the first full-fledged open-source podcast hosting solution supporting Web Monetization.
Podcasters, unlock your true creative potential with Web Monetization
Podcasting is booming all over the world, but only a minority of podcasts are monetized. Podcasters who want to make money are facing a cruel dilemma: - Draw away their audience by erecting a paywall. - Expose themselves to censorship by partnering with brands or closed distribution platforms. Thanks to decentralized protocols, Interledger and Web Monetization allow podcasters to sell content, not their soul. During this showcase, we will show you how to set up a podcast with Web Monetization and Castopod, an open-source podcast hosting platform. You will see that podcasting is the perfect candidate for time-based pricing.

Yassine Doghri
Systems Architect
Ad Aures

Yassine Doghri
Systems Architect
Ad Aures
Passionate software engineer with skills ranging from systems architecture and web development to UI / UX design. Open-source contributor and advocate: I've built Castopod and working on making it better!
Podcasters, unlock your true creative potential with Web Monetization
Podcasting is booming all over the world, but only a minority of podcasts are monetized. Podcasters who want to make money are facing a cruel dilemma: - Draw away their audience by erecting a paywall. - Expose themselves to censorship by partnering with brands or closed distribution platforms. Thanks to decentralized protocols, Interledger and Web Monetization allow podcasters to sell content, not their soul. During this showcase, we will show you how to set up a podcast with Web Monetization and Castopod, an open-source podcast hosting platform. You will see that podcasting is the perfect candidate for time-based pricing.

Yotam Liel
Research Scientist
Tel Aviv University

Yotam Liel
Research Scientist
Tel Aviv University
Yotam Liel is a PhD candidate and a lecturer at Tel Aviv University. His research interests focus on studying human behavior in digital environments, ranging from online content consumption to Human-AI interaction and conformity to algorithmic advice. His research has won several awards. Prior to his PhD studies, he worked as a product manager and head of digital in several start-up companies.
Sharing Funds - Sharing Values? - Web Monetization as a catalyst for social change
What are the effects of online content monetization models on users' behavior and content consumption choices? Does users' awareness that their browsing time actively funds creators make them become more socially aware consumers? And how might Web Monetization help grassroots initiatives and activists who struggle with “converting” users from clicks to monetary support for their content and causes? In the past few months, we conducted several behavioral studies to examine these questions (and a few more) as part of a research project supported by Grant for the Web. Our project—informed by theories from cognitive and social psychology and studies on the role of online civic engagement in the last decade—investigates if joining web monetization initiatives and actively supporting web monetized content affects the pattern of users' online activism. The session will focus on presenting the studies and sharing the results and the lessons we learned. Our findings so far show that people are, in fact, mindful of the values and beliefs of the creators and outlets of the content they consume. We also learned that people see online content consumption as a means to support causes and creators they care for and that increased awareness of the monetization of online content affects people's willingness to consume content associated with societal and ideological causes.

Nic Wistreich
Director
Netribution Ltd

Nic Wistreich
Director
Netribution Ltd
Co-founded Netribution.co.uk in 1999 to help indie filmmakers get online. Co-author of the Film Finance Handbook (fundyourfilm.com), web designer for non-profits, CiviCRM community member & occasional filmmaker.
Revenue Sharing Language (RSL): a human and machine-readable syntax for profit-sharing and royalties
Revenue Sharing Language (RSL) is a human and machine readable language for describing complex multiple-step revenue-sharing agreements between multiple parties in an open and interoperable way. RSL agreements are Ricardian contracts – a human and machine readable document – unlike a smart contract, which is only readable by software and developers. Created with Interledger Foundation funding as part of the OpenVideo.tech project, RSL was conceived to make it easier for independent creators to get fair payouts from anyone monetizing their work. This session will look at how revenue sharing and payout agreements and schedules are normally used. Participants will be introduced to the syntax, and revenue sharing agreements expressed as RSL. We will look at some of the current RSL implementations (standalone JS, Svelte.js & CiviCRM), exploring RSL’s relevance to the Web Monetization, digital payments and Interledger ecosystems This should lead to a discussion with participants (who don't need to be technical or legal experts) around potential uses – both promising and challenging. We'll consider some of the possible issues for tools built using RSL, before exploring the draft Variable RSL Syntax which would expand RSL to more complex, dynamic agreements.

Jake Kendall
Co-Founder
DFS Labs

Jake Kendall
Co-Founder
DFS Labs
Jake is partner at DFS Lab, an accelerator for high-potential entrepreneurs working to introduce innovative fintech solutions to the developing world. Offering tailored guidance and hands-on support from leading experts, the organisation helps refine, grow and launch businesses that can transform the lives of the poorest, profitably and at scale. Jake was formerly the Deputy Director of Research and Emerging Technologies within the Financial Services Team at the Gates Foundation.
DFS Labs Research in Sub-Saharan Africa